Smith Gatta Gelok can help your company or organization implement a customized alternative risk financing program. Our risk management staff specializes in developing programs for individual companies as well as groups. Plans are formed which employ the optimal balance of non-insurance and insurance techniques according to the risk appetite and financing preferences of the client.

Minimize your use of insurance and of insurance companies.

For property/casualty insurance as well as health insurance clients who have a commitment to controlling costs we can construct risk management plans which avail your company of underwriting and investment profit while providing possible tax benefits as well.

Services provided include:

• Complete Consultation and Analysis on appropriate insurance and self-insurance options.
• Captive formation – groups or individual entities.
• Rent-a-captive selection and placement.
• Arranging of fronting.
• Reinsurance placement arrangements.
• Placement of excess or umbrella insurance above the alternative plan.

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