Smith Gatta Gelok (“SGG”) respects the privacy of its customers and other visitors ("Users") to our Web site.  SGG assures that the information provided online is used responsibly and appropriately.  To protect your online privacy, SGG has implemented the following policy.  The purpose of this policy is to inform Users about information that may be gathered about them when they visit the areas of SGG's Website.

SGG collects limited information about Users who visit the Public Areas of sgginsurance.com.  This information is automatically collected on an aggregate basis (“Aggregate Information”) to measure traffic on the Website.  Aggregate Information is collected through the use of a “cookie” or small text file placed on the User’s hard drive by the User’s Internet browser.  The cookie allows SGG to track the number of hits or visits to various pages on the Website.  When SGG’s Website is accessed through a hyperlink on another website, the cookie will identify and track the Internet Protocol address (“IP”) that linked the User to the Website.  If the User did not hyperlink to SGG’s Website from the most recently visited IP, then SGG will only identify the User’s Internet Service Provider (e.g., AOL.com, Yahoo.com, etc.).  The cookie is used only during a single connection to the Website, and is not used to track User activity after leaving the Website.  It is permanently disabled when the User exits the Website, and information about individual Users is not collected, saved or distributed to others by SGG.  Aggregate Information and other information gathered through voluntary User quote requests and forms assists SGG to better understand Users’ needs and improve the Website, and to enable SGG to demonstrate to vendors and others information about the volume and nature of its Website traffic.  All data collected via sgginsurane.com is submitted voluntarily.  SGG may ask customers/participants/users to provide their name, organization name, business phone, business address, and e-mail address information through quote request forms, consultation request forms etc.

How Does SGG Use Data Collected?

SGG uses information voluntarily submitted by customers and other customers in the following ways:

SGG Customer Services and Products.
Generally, SGG will use data collected to improve our own Web content; to respond to customers' and visitors' interests, needs and preferences; to communicate with our customers; and to develop new products and services.

Disclosures to Third Parties.
Except as may be required by law, SGG maintains the policy to not disclose customer contact information to third parties.  The exception to this is the sharing of the necessary underwriting information with our insurance carriers who require such data to offer coverage and/or pricing.  Insurance carriers with which data is shared are bound by their own privacy guidelines strictly prohibiting any future use or the sharing of this information with other parties.

Sgginsurance.com contains hyperlinks to internet sites of insurance companies and occasionally other businesses and resources.  Each such internet site may have its own privacy and data collection policies and practices.  SGG is not responsible for the privacy and data collection policies and practices of any of its customers or other businesses and resources, or for the content of their Internet sites.  Users interested in the privacy and data collection policies and practices of SGG customer or other businesses and resources should review their policies.  SGG makes no representations of any kind about the Internet sites of its insurance carriers or other businesses and resources, and SGG disclaims all warranties and responsibilities of any kind, including, without limitation, warranties and responsibilities with respect to SGG customers’ and other businesses’ and resources’ Internet sites, content, privacy and data collection policies and practices, and actions.  SGG reserves the right to change this Policy at any time by posting changes to this page.  Please send comments or questions regarding this Policy to: info@sgginsurance.com.